your next fix and flip.
KEEP YOUR CASH FLOWING
Expedited draws deliver the cash you need to keep your project moving forward.
GROW YOUR BUSINESS
We’re here for your first flip and when
you’re ready to scale up to multiple projects.
Three decades of experience on call for you.
What We Do
Planet Renovation Capital offers responsive service, flexible and unique loan structures, and competitive terms to investors seeking short-term financing to acquire or rehabilitate single-family, multifamily, or mixed-use projects. We provide the reliable capital corporations and LLCs need to keep multiple fix and flip projects going.
CONSISTENCY
Steady, reliable funding for corporations and LLCs from a private equity-backed private lender. Consistently competitive rates and terms. Call us, email us. We’re here for you.
SPEED
You’re minutes away from a “Yes” on funding your next project. Conditional approval and term sheet 24 hours after appraisal. Funding as fast as 7 business days.
FAIR UNDERWRITING
Common sense, project-based underwriting. Borrow up to $1.5M. No personal income documentation needed from experienced flippers.
Would You Like to Become a Client?
Strong partnerships are the corner of our success at Planet Renovation Capital. We serve experienced investors looking for renovation funding for non-owner-occupied properties. Prompt, responsive service. Flexible and unique loan structures and terms In-house underwriting. Fast approvals and closings. Competitive rates.
FAST FIX AND FLIP FUNDING
Planet Renovation Capital’s in-house underwriting team quickly reviews your project. Fast approval, fast closing, competitive rates.
We finance
- Acquisition & Rehab of Non-Owner occupied and vacant properties
- Single & 2-4 family homes (No Mixed Use)
- Cash Out Refi option available
- Entities Only (LLC or Corp.)
Rates and Terms
- Interest-Only loans for up to 12 Months
- Rates vary based on experience & credit score
- Minimum 620 Credit Score
- Points: 1.5% – 2%
- No Income Documentation Required
- No Pre-Payment Penalties
- No Mandatory or Fixed Draw Schedule
How much we lend
- Min $100,000 to Max $1.5 Million
- Up to 85% LTV (90% LTV for seasoned and existing customers)
- 100% of Rehab Budget
- Total Max Loan cannot exceed 70% of As-Repaired-Value
- 65% Max LTV for Cash Out Refi
We Move Quickly
- Same Day Proof of Funds letter furnished to make your best offer
- Preliminary Term Sheet within 24 Hours (terms subject to change)
- Funding in 7-10 days with full file in house (sometimes sooner!)
- Draws wired within 24-48 hours (can be same day)
Expert Advice
- Our leadership team has more than three decades of successful experience in Renovation Mortgage Lending.
- Not only can we spot a good deal, but the not-so-good deals as well.
- We’d rather turn you down than let you down.
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Competitive rates
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Fast funding decisions
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Make-sense underwriting
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It's All About You
