Planet Renovation Capital’s in-house underwriting team quickly reviews your project. Fast approval, fast closing, competitive rates.

We finance

  • Acquisition & Rehab of Non-Owner occupied and vacant properties
  • Single & 2-4 family homes (No Mixed Use)
  • Cash Out Refi option available
  • Entities Only (LLC or Corp.)

Rates and Terms

  • Interest-Only loans for up to 12 Months
  • Rates vary based on experience & credit score
  • Minimum 620 Credit Score
  • Points: 1.5% – 2%
  • No Income Documentation Required
  • No Pre-Payment Penalties
  • No Mandatory or Fixed Draw Schedule

How much we lend

  • Min $100,000 to Max $1.5 Million
  • Up to 85% LTV (90% LTV for seasoned and existing customers)
  • 100% of Rehab Budget
  • Total Max Loan cannot exceed 70% of As-Repaired-Value
  • 65% Max LTV for Cash Out Refi

We Move Quickly

  • Same Day Proof of Funds letter furnished to make your best offer
  • Preliminary Term Sheet within 24 Hours (terms subject to change)
  • Funding in 7-10 days with full file in house (sometimes sooner!)
  • Draws wired within 24-48 hours (can be same day)

Expert Advice

  • Our leadership team has more than three decades of successful experience in Renovation Mortgage Lending.
  • Not only can we spot a good deal, but the not-so-good deals as well. 
  • We’d rather turn you down than let you down.

Would You Like to Become a Client?

Strong partnerships are the corner of our success at Planet Renovation Capital. We serve experienced investors looking for renovation funding for non-owner-occupied properties. Prompt, responsive service. Flexible and unique loan structures and terms In-house underwriting. Fast approvals and closings. Competitive rates.

Equal Op